For anyone who has attempted to manage their own finances, the sheer amount of paperwork involved in documenting the daily economic impact of a “normal” modern life makes simply keeping bills paid a task. To pull your head out of the woods to see the forest, that is, take stock of your current financial situation, is nearly unheard of.
Heck, if we truly did see the forest, many people would panic at the wildfire decimating their personal balance sheets. What to do? The experts would tell you that you need to make a budget and stick to it. Budget? Not even our most gifted politicians can manage that daunting task.
If you don’t have the extra $3,000 + per year to hire a personal bookkeeper or even if you do but can’t hold on to a receipt to save your life, is there any hope of getting above the forest to spot and put out the fires before they even start?
What is the average Joe or Jane public to do? Seriously, if you are a busy person without a lot of time or money to dedicate to money matters yet have this deep nagging feeling (most non-politicians call it a conscience) that it is time to be responsible, is there any hope or must you wander aimlessly until the fires get too hot to ignore and it is too late to right the ship?
Hope for Joe and Jane financial comes in the form of a humble mint. Mint.com, that is. Mint.com is a miracle product which allows you to manage all of your checking, savings, loans, credit cards, investments, and mortgages in a single place. How’s that for simple?
Mint.com accomplishes this seemingly mammoth task with the greatest of ease and minimal user maintenance beyond the initial set up. Once your accounts are set up, you are almost instantly elevated above the forest and ready to identify your hot spots.
If you are ready to attack, create a budget at Mint.com and then simply live your life. Mint.com will warn you when you are overspending. Mint.com cannot, however, keep you from overspending. They leave that unpleasant task to the banks.
This miracle product requires minimal technical skills to operate which, if you are reading this on a computer, it is highly likely that you possess them.
Once over the technical hurdle, which most of us already are, use of Mint.com requires a decent level of trust (think about how you would respond to Aladdin’s question “do you trust me?” to the princess) as the service logically needs your online banking login information to perform its modern bookkeeping miracle.
By using 128-bit SSL encryption (the same as banks) and validation by VeriSign and TRUSTe, Mint.com has gained the trust of over 4 million persons and growing.
Did we mention that this service is free?
While many products exist to help people with their bookkeeping, investments, and budgeting, Mint.com is by far the solution which requires the least amount of maintenance and offers the greatest benefit of any service. By offering this service for free, Mint.com is in a class of its own.
More than miraculous, the creators of Mint.com offer what by most stretches is a premium bookkeeping and planning service for free.
So what are you waiting for? If you are ready to tackle and dominate your personal financial situation, bring in Mint.com for backup. The two of you will have your personal finances in custody in no time!