Category Archives: Services

Planning and Execution of Business Strategy

11/21/2013 Portland, Oregon – Pop in your mints…

The gift of time we have been given here at The Mint has not been wasted.  In a way, it has given us a chance to reevaluate what we are doing and how we can best serve humankind.  Now that we have discovered the key to reversing the effects of climate change without limiting human reproduction or dooming large swaths of land to “conservation,” we wish to encourage others to embrace these ideals and employ them to their benefit.

How can we accomplish this?  By assisting them not only with strategy planning, but execution of said strategy.  It is perhaps a little known fact that there is very little, if any, bad strategy that makes it past any form of group debate (bad strategy is almost always born in a vacuum and dictated).  What tends to go badly is the execution of said strategy.  It is then commonplace to pin the blame of what was really a failure to execute on the only one without a voice and a job to save, the strategy itself.  Voila!  Bad strategy.

Strategy is generally good because it does not just guide action, it demands action.  It may come as a further shock that, while there are a great deal of tasks that are associated under the umbrella of the English word “work,” it is almost at the point that one acquires a job and is remunerated for it when they stop what we call action, or striving forward to improve conditions so that less work must be done to achieve the same or superior results.

Sadly much of the work done today is aimed at maintaining and increasing efforts to justify why the “work” must be done.

Action is progress, work is, well, work.  This is not to say that all work is like this, but it is a nasty tendency that is the byproduct of the insane “debt is money” currency system that we trade and save in, a system that, in just over 40 years of widespread operation, has distorted incentives to the point to where GDP is increased by increasing debt, which by definition is consumption, not “Product.”

But we digress, as we are excited to help you personally and your organization stop working and start progressing.  How can we do this?  Read on…

The Mint Strategy Planning and Execution Services for Individuals and Businesses

The local and national economy is undergoing a large scale reset which will impact nearly every business model.  This is creating both challenges and opportunities that may be a once in a generation event.  Are you an individual, business owner or division head in need of fresh ideas from an outside perspective?  If so, we invite you to have a Mint.

Here at The Mint, we offer both group and one on one strategy sessions for small to mid-sized companies who wish to grab hold of the opportunities that await them as their larger counterparts go the way of the dinosaur.  Initial consultations will generally last one hour and can be done via email, over the phone, or in person if located in the Portland area.

The purpose of the strategy session is to brainstorm with you about your business and the challenges and opportunities you face.  It is often best done outside of one’s normal office environment, as being surrounded by day to day tasks (we call them distractions) often stifles creativity and blinds one to what is occurring outside one’s own four walls.

Battle of Borodino 1812 by Louis Francios, Baron Lejeune
Napoleon at Borodino, poor execution, and plan B was even worse!

While strategy is important, what is even more important is the execution of a strategy.  Strategies, from the battlefield to the boardroom, are well thought out, detailed plans.  Plans that can be utterly useless and counterproductive if there are persistent errors in executing it.

At The Mint, we do not want to see that happen to any of our clients, and our hope is that we will find something practical that we can assist with in aiding you with said execution of your shiny new strategy, such as seeking funding or streamlining processes.

That said, we consider the strategy session to be sacred and confidential, and it will never be reduced to a petty sales pitch.

We are carrying out this exercise chiefly because we want to play a small part, if possible, in invigorating our local and national economy.  We have an international MBA, hold the designation of Certified Treasury Professional, and 18 years of experience in finance and accounting in various industries and would love to hear from you!

If you are interested, please send and email to with your industry, approximate annual revenues and assets, and the biggest challenge you see on the horizon as well as your preferred method of contact (phone, email, in person) and, of course, a way to contact you.

Let The Mint help you avoid approaching Waterloo or Gettysburg unprepared or, should you find yourself at Borodino, let us help you plan your retreat.

Stay tuned and Trust Jesus.

Stay Fresh!

David Mint


Key Indicators for November 21, 2013

Copper Price per Lb: $3.18
Oil Price per Barrel:  $95.09

Corn Price per Bushel:  $4.23
10 Yr US Treasury Bond:  2.78%
Mt Gox Bitcoin price in US:  $736.79
Gold Price Per Ounce:  $1,242

MINT Perceived Target Rate*:  0.25%
Unemployment Rate:  7.3%
Inflation Rate (CPI):  -0.1%
Dow Jones Industrial Average:  16,010
M1 Monetary Base:  $2,662,000,000,000

M2 Monetary Base:  $10,895,800,000,000

The Funding Hunt

5/21/2013 Portland, Oregon – Pop in your mints…

Here at The Mint, we have begun to offer a variety of services to fill the needs of our clients as they arise.  We began with a humble Virtual CFO offering, an offering that most closely aligns with our skill set.  While the offering has met with sporadic success, we have seen a recurrent need amongst those soliciting services, it is a primordial need common to all enterprises:  Funding

In response to this emergent need, we are adapting our service offerings to provide marginal companies with the tools and expertise they need both to seek out funding and to concurrently get the company in shape to be able to successfully solicit and deploy said funding.

We generally begin by evaluating their accounting and bookkeeping needs.  A brief tour through a company’s financials will reveal much about that company’s state of development and actual prospects.  Our bookkeeping and services strive to leverage technology, such as Quickbooks Online (which is emerging as a beautiful platform if one has a relatively fast internet connection and somewhat basic bookkeeping needs, as most startups do), to streamline and automate the bookkeeping function as much as possible.  The idea is to pull transactions from the bank and reclassify them.

The process may seem somewhat backwards, especially to the seasoned accountant.  Yet, if coupled with strong cash projection techniques, it is hands down the most efficient and cheapest way to process payments and accounting data.  Depending upon current processes, we can generally whittle bookkeeping and financial reporting down to 8 hours per month or less per startup client.

Once the bookkeeping house is in order, the hunt for funding can begin in earnest.  Currently, we have ongoing funding needs for clients in the following areas:

– Payment processing

– Organic Health and Beauty Products

– Mobile Application development

– Real Estate Investment

– Motion Picture development

– Non-profit Social Services

– Environmentally Conscious Financial Institution

Further, we are in the early stages of establishing investment funds for the following areas:

–  The Bolivia Fund:  Bolivia is a vastly rich land charged with opportunity.  We are fortunate to have great contacts there.

–  The Global Venture Fund:  This fund is the wild west, it is not for the faint of heart or the shallow of pocket, yet it is a ride that will be the stuff of legend.

All of these ventures and proposed funds are in the concept stage, they are as a baby in the womb, being nurtured, cared for, and protected until their appointed time.  Will you be the one to induce labor?  If you are an accredited investor in need of an endless fount of creativity, ingenuity, integrity, and business expertise, we have a place for you.  To learn more about these opportunities or propose another (ad)venture, please send us an email below.

Adapting to change is the key to survival.  While we do not personally ascribe to a macro evolutionary ideology, its survival of the fittest doctrine can be generally applied to companies at the margins.  Our services aim to bring these ideas from the margins and give them life, to bridge the gap between fundable projects and funding sources.

It will be an exciting ride indeed.

Stay tuned and Trust Jesus.

Stay Fresh!

David Mint


Key Indicators for May 21, 2013

Copper Price per Lb: $3.31
Oil Price per Barrel:  $95.59
Corn Price per Bushel:  $6.40
10 Yr US Treasury Bond:  1.94%
Mt Gox Bitcoin price in US:  $122.89
Gold Price Per Ounce:  $1,375 THE GOLD RUSH IS STILL ON!
MINT Perceived Target Rate*:  0.25%
Unemployment Rate:  7.5%
Inflation Rate (CPI):  -0.4%
Dow Jones Industrial Average:  15,388
M1 Monetary Base:  $2,482,200,000,000 LOTS OF DOUGH ON THE STREET!
M2 Monetary Base:  $10,538,200,000,000

Silver bullion storage options in Singapore now available at

The following is a brief public service announcement from The Mint.  Our affiliate,, is now offering silver bullion purchase and storage services in Singapore.  This is great news for a variety of reasons.

First, silver has taken a significant drop in price over the past month.  While there is rarely a bad entry point into the precious metals market given that the fundamental debasement of every currency on the planet is ongoing, the past month has offered a unique opportunity to stock up at the lowest prices of the year.

Second, Singapore is one of the safest countries on the planet in terms of banking sector fundamentals, and the country’s competitive advantage is its friendliness to foreign investment and intolerance of corruption.  What better place to store your precious metals.

Third, Singapore is outside of the reach of bankrupt western democracies, which makes it unlikely that gold or silver stored there would be confiscated.

You can even make gold and silver purchases and sales on the go using‘s convenient iPhone and Android apps.

BullionVault gives you all of the benefits of owning precious metals with the comfort knowing that the security experts at Brinks Global Services are keeping it safe and accessible when you need it.

What could be better?


Angel Investing and Entrepreneurship: Adam and Eve in the Garden

4/29/2013 Portland, Oregon – Pop in your mints…

Here at The Mint, we have a soft spot for both Entrepreneurs and Angel Investors, for they are to a business what Adam and Eve are to the Genesis narrative.  They are not the creators themselves, but they are the ones who work together in the creation of a business so that it might to flourish.

Our friends over at have put together a great video series called Minute MBA.  In a recent video, which can be seen here (or by pasting the following link in your browser:, they eloquently, in both pictures and words, walk us through the startup funding process from idea, to seed capital, through to an IPO in under three minutes.

They also stress the importance of timing the solicitation of the appropriate flavor of capital at the right stage in the company’s life cycle.  It is an extremely import detail which cannot be overstated.

How To Fund A Startup
Click to view “How To Fund A Startup” via

While there is much written about ideas, business plan development, and the life-cycle of a startup, which is naturally where a majority of the action takes place, there is often less attention devoted to the preparation of the garden plot upon which the seed capital will be planted into.

We call this garden plot the entity structure.  While many entrepreneurs wait until the Angel Investor appears on the scene to prepare the garden plot, there are some things that can and should be done by the entrepreneur at or near the conception of their venture to ensure that any seed capital they manage to attract is not needlessly scattered to the wind.

{Editor’s Note:  At this point a blanket disclaimer is in order, at this point, we are neither an attorney, CPA, tax, or other type of registered professional.  Even if we were, the following is in no way intended to address any one specific situation.  Any decision regarding entity structure should be taken after consulting an attorney and/or CPA who understands the laws of the land where the enterprise is to be founded and operate (should they not be one in the same) as well as the specifics of the owner(s)’ situation and goals.}

The following are three types of potential entity structures that may be employed to form a receptacle that can receive seed or, in some cases, even angel stage capital depending upon the requirements of the potential investor(s).

Think of it as the entrepreneur building their own garden box into which they will pour the rich soil of their time, effort, creativity, and ingenuity.  A garden box that is prepared to receive seeds that will be watered by the blood, sweat, and tears of the entrepreneur in hopes they will blossom to the point where the angels will take notice, muster their resources, and work their own creative magic.

When the angel gets involved, they may see that the garden box is well-tended and bearing fruit.  Depending upon the circumstances, they may seed their capital into the existing garden box, make substantial additions to it, or ask the entrepreneur to take their idea out of the garden box altogether and purchase them a field large enough to accommodate the flood of IPO funding.

We now digress to that lonely place where the entrepreneur sits alone in their yard, trying to decide what type of garden box to build.  The following is a menu of basic garden box designs from which to choose with the careful guidance of a qualified professional with intimate knowledge of the actors and the circumstances:

Step 1 – Buy an investment vehicle – The entrepreneur should establish a simple entity such as an S-Corporation or LLC to serve as their personal vehicle in which they can drive their idea(s) around in to visit potential investors.  This step will help establish a shield between the entrepreneur’s personal assets and their new venture.  It will also give the entrepreneur a tool through which they can manage their tax liability if necessary.

Perhaps more importantly, establishing the first entity gives the entrepreneur a bit of practice, both at corporate governance as well as letting go.  As parents of college freshmen (and Suzy Bogguss) will tell you, it’s never easy letting go.  The saying goes sevenfold for an entrepreneur and their idea.  However, letting go, to some extent, is the ultimate, often unstated goal of soliciting angel types of investment.  It is best to take the first, painful step in the privacy of one’s own home to avoid any unwanted emotional breakdowns as they sign away a portion of the rights to their baby entity in return for the cash needed for it to grow and thrive.

This is a deep, nearly metaphysical, aspect of the interplay between entrepreneur and angel investor, and we must leave it there for the moment and get on to the designs.

Design 1 – The Simple Promissory Note:  While most entrepreneurs and investors alike tend to think of seed capital as purely equity, we believe that in terms of ease of set up (meaning fewer legal and accounting fees) and understanding, creating a promissory note directly payable to the seed fund investor and the vehicle entity that is wholly owned by the entrepreneur for the amount to be invested offers a simple, if not elegant way for the parties to marry their money and idea on a trial basis.

From the entrepreneur’s standpoint, the ideal promissory note would provide for the use of the investor’s funds for a mutually agreed upon amount of time, during which interest may accrue at an agreed upon rate, but no payments on the note are due until the entity is projected to be able to have the free cash flow available to make good on the obligation.

The investor may be afforded some protection by perfecting a security interest against a portion of the entrepreneur’s other assets which would act as collateral.  We refer to this type of clause as a negative outcome exit.

However, as the reason for the decision to invest in the first place is presumably because the investor believes that the venture will succeed and grow, it would make even more sense to include a positive outcome exit.  In the case of the simple promissory note structure, the positive exit would include the right for the investor to convert the note into an equity stake of a previously agreed upon percentage of an entity that is again, previously agreed upon to be formed as a next stage investment vehicle for the new venture.

The promissory note strategy is a form of baby IPO that allows for the intimate gestation of the venture while it is at its most vulnerable by two parties who have a vested interest in seeing it grow and develop.

This strategy does not, however, offer the tax advantages usually associated with the investor’s ability to write off any losses that the venture may incur in its early years that the strategies mentioned below in Design 2 and 3 offers.  Then again, if a portion of an investment return is attributed to losses incurred in the early years, it may delay or even discourage the wise and judicious development of the venture by lulling the entrepreneur and investor alike into a false sense of security as the piling up of losses may be explained as beneficial with regards to tax liability.

Design 2 – The S-Corporation: An S-Corporation, while a bit antiquated, is still a favorite entity structure for closely held ventures.  S-Corporations are subject to state administrative rules related to corporations and may be formed with a fixed number of shares that can be sold to a limited number of investors.

Along with the S-Corporation come the joys (read responsibilities) of corporate governance.  There is more ongoing paperwork involved and therefore more attorney and CPA fees.  However, the S-Corporation is a much sturdier garden box than the simple promissory note.  It serves to isolate the venture and give it form; it also allows all parties to “enjoy” the tax benefits of the early years where the venture bleeds money.

Another advantage of the S-Corporation structure is that it can later be converted into a C-Corporation, which is the field upon which the great flood of the IPO can be released.

Design 3 – The Limited Partnership:  This option generally allows for the greatest amount of entrepreneurial flexibility to operate with the greatest number of potential investors.  Depending upon the requirements of the Limited Partners (LPs) and the myriad of exit strategies available, the agreements can be quite complex and again, there can be a great deal of legal and accounting fees incurred during the setup and operation of the LP.

The basic structure involves a General Partner, which in this case would be the entrepreneur’s vehicle established in Step 1 above, and one or several Limited Partners.  The General Partner is responsible for the day-to-day operations and has full responsibility for the debts of the partnership (for this reason, it is best that the General Partner, in practice, be an S-Corporation or LLC which itself will limit the entrepreneur’s liability).  New forms of Limited Partnerships, such as the LLP and LLLP are now being recognized which serve to further insulate the General Partner from unlimited liability.

The Limited Partners are only liable up to their invested amounts and are shielded in the same way a corporate shareholder is shielded in the event the LP should go bankrupt.  However, the Limited Partners cannot participate in the day-to-day operations of the Partnership, which for most Angel investors is just fine.

The Limited Partnership allows all parties to enjoy the tax “benefits” of the losses that the venture incurs early on.

Another advantage of the Limited Partnership is that one General Partner can be involved with many Limited Partnerships, which is ideal for the entrepreneur who has multiple ideas that may appeal individually to differing groups of investors who may not want to be in the same risk pool together.  These risk pools can be established by creating different Limited Partnership.

Under the Limited Partnership model, the General Partner will generally charge a percentage of revenues as a management fee and an additional percentage or fixed amount as an investors’ service fee to the partnership in exchange for dealing with 100% of the headaches.  These fees may be cash flow contingent and may vary depending upon the extent that the General and Limited Partners are sharing the profits or losses of the venture.

The Issue of investor accreditation and other rules, laws, and regulations:

In the case of Design 1, it may not always be possible to solicit funds using this vehicle depending upon local laws and regulations regarding who may or may not enter into a promissory note.  In a perfect world, this would not be a barrier, however, we do not live in a perfect world.

Further, in Designs 2 and 3 (and in some cases, Design 1 as well), there exists the Federal requirement that all investors be “accredited,” meaning that they have a net worth of over $1MM or have an income of at least $200K for two of the past three years ($300K if married) and the expectation of generating this level of income during the current year.  There are some other ways to qualify which can be seen here but the $1MM threshold is the most common.

In summary, Design 1, the promissory note, is simplistic in that no new entity that needs to be formed.  However, it does not offer much in the way of income tax advantages or flexibility.  It is best suited for a specific project or purpose with an eye towards the larger garden boxes that will later be built.  Designs 2 and 3 both have the complication of entity formation and governance.  The ultimate advantage of options 2 and 3 are enhanced liability protection, greater operating flexibility, and the ability to control income tax considerations to a greater degree.

Again, these are just a few of any number of possible designs, and an attorney and or CPA that is close to the specific situation that is being addressed is in the best position to be able to advise which specific design to tailor so that both entrepreneur and angel investor, Adam and Eve, as it were, will be properly clothed.

If you are an Adam in search of an Eve, or vice versa, or an Adam and Eve who have just found each other and are in desperate need of a Virtual CFO to get things to the next level and beyond, we would love to help!  Simply contact us at the email address below to enquire about our customized, tailor made CFO services here at The Mint.

Stay tuned and Trust Jesus.

Stay Fresh!

David Mint


Key Indicators for April 29 2013

Copper Price per Lb: $3.21
Oil Price per Barrel:  $94.43
Corn Price per Bushel:  $6.84
10 Yr US Treasury Bond:  1.67%
Mt Gox Bitcoin price in US:  $143.50
Gold Price Per Ounce:  $1,474 THE GOLD RUSH IS STILL ON!
MINT Perceived Target Rate*:  0.25%
Unemployment Rate:  7.6%
Inflation Rate (CPI):  -0.2%
Dow Jones Industrial Average:  14,819
M1 Monetary Base:  $2,470,700,000,000 LOTS OF DOUGH ON THE STREET!
M2 Monetary Base:  $10,667,300,000,000

What is a Virtual CFO?

12/3/2012 Portland, Oregon – Pop in your mints…

What is a Virtual CFO?  At The Mint, we like to sum it up in the words of one of John Travolta’s greatest characters, Chili Palmer from the classic Get Shorty:

Bo Catlett: Harry called you his associate.  What exactly does that mean? I mean, I never heard your name, or read it in Variety, or The Star, or anyplace.

Chili Palmer: It’s what he said, I’m his associate.

Bo Catlett: You must bring something heavy to the deal.

Chili Palmer: I do: me.”

To help readers to fully grasp this captivating analogy, we have prepared the following legend to accompany the above movie quote:

Harry:  You, our client

Bo Catlett – Any banker, vendor, potential investor, potential partner, government regulator, tax collector, client, CPA, attorney, or loan shark.

Chili Palmer:  The Mint (us) as your Virtual CFO.

Associate:  The Virtual CFO.

If you need a CFO, but don’t want or need to pay one full time, we’re here to help.

As your Virtual CFO, we take care of your high level number problems, plain and simple.  As an entrepreneur, you know your business like the back of your hand, and you can tell by feel when things are going well, and when they are not.

However, there comes a time when every Entrepreneur begins to panic.  They understand that they have generated a flurry of activity in which money changes hands.  They may even have a vague understanding of which of their actions are profitable and which ones cost them money, on net, to perform.

The entrepreneur is also painfully aware that their time is limited.  In order to take their vision to the next level, they need to know, with absolute certainty, that what they are doing is scalable, meaning that it will continue to be profitable as it expands.

What many entrepreneurs do at this point, in the midst of this all to common panic attack, is to engage a CPA to help with their company’s financial management.  The CPA, in turn, begins to bill on the order of $150 per hour as the entrepreneur passes along problems to the CPA that most well trained bookkeepers can handle, or worse, the entrepreneur begins to spend their priceless time mired in the details of the accounting of their organization.  Again, a task generally best left to the well-trained bookkeeper.

As the CPA fees begin to mount, the entrepreneur then relents and decides that they need a CFO.  They are not certain why, but they believe that this magical individual can help to reassure them that the numbers are working in their favor as well as eliminate their CPA bill.

What the unhappy entrepreneur finds, once the CFO is hired, is that not only has their CPA bill not gone away, but they now have a staff person who, all in, represents between $100,000 to $200,000 USD of direct annual costs and any number of indirect costs as they begin to hire their friends, recommend large investments in accounting software, and create incessant demands on the already overworked and underpaid, above mentioned, well-trained book keeper, the non-key position that it seems always needs to be filled by an expensive recruiting agency by someone who sees it as a stepping stone to their next gig.

As a result, the unhappy entrepreneur is left rolling the dice with the integrity of their financial data and often must resort to hiring an expensive consultant to piece together the rubble of his or her precious financial data, from which they had hoped, before the nightmare of the full time CFO began, to glean useful information from by which to guide their entrepreneurial activities.

There must be a better way.

Enter The Mint’s Virtual CFO service, where we offer all of the benefits of having a CFO, without the high direct and indirect costs, which are often associated with the creation of a position that all too often morphs into a sinecure.

Our value proposition is simple:  For $1,000 each month that you engage our services, you and your company receive 10 ours of our undivided attention, with no strings or golden parachutes attached.

What will we do for you in those 10 hours each month?  Depending upon your needs, we will take the financial statements produced by your happy, well-trained bookkeeper on a monthly basis and perform one or all of the following:

– Create a detailed ratio analysis in the form of a dashboard containing ratios and other financial metrics specifically tailored to gauge your company’s financial health and forward looking prospects.

– Benchmark your dashboard data against that of your competitors to the extent possible.

– Participate in on-going Strategic Planning.

– Make specific recommendations for improving profitability.

– Perform risk assessments for proposed transactions.

– Perform information systems assessments and oversight for finance, operations, and administrative systems.

– Provide a framework for and assistance in the enterprise budgeting process and create related forecasting activities.

– Create projections of results, cash flow and cash positioning.

– Assess organizational structure and create recommendations for optimization.

– Assess our company’s capital structure and make recommendations for optimization.

– Perform business valuations and financial due diligence for potential acquisitions.

– Review of contracts.

– Create requests for proposals to engage banking, credit, audit, tax, accounting software, payroll software, and treasury management services to ensure you get the best value and a product that works for your company when engaging these services.

– Act as a true, independent advisor.

– Much more.

In short, as an Entrepreneur, we’ve got your back so that you can do what you do best.

What we don’t do:

– Sign contracts on your behalf or act as a direct agent for your company (unless you explicitly request us to and then, only under parameters which you set and are comfortable with.)

– Day to day accounting entry, accounts payable, bank reconciliations, and data entry.  This is what you pay your well-trained, happy bookkeeping staff to do at a fraction of the hourly cost of our services.

– Tell you how to run your business.  You are still the boss and the one with the most skin in the game, after all!

– Take an equity stake in your company in exchange for services.  We work on a fee basis, which helps us to better help you with the objectivity required to act in your best interests.  Granting equity stakes, while ultimately being an incredibly expensive way to finance expansion, often comes with the nasty side effect of unnecessary hard feelings and, or, the destruction of your precious enterprise.  Tempting as it may be to be to get in on the ground of the next IBM, we generally advise against granting equity stakes unless it is part of a well structured and documented equity financing plan which is crystal clear to all involved.

What if I require more than 10 hours of your time?

We generally work very efficiently and strive to over deliver to every client.  At a minimum, you will receive a financial dashboard, benchmarking and ratio analysis, and a brief state of the financial union memo with recommendations and relevant forecasts.

However, if you are contemplating a large acquisition, negotiating a merger, senior debt sale, bond issuance, or restructuring existing debt, converting a software system, etc, we will do whatever humanly possible with whatever time remains.  Anything over the allotted 10 hours we bill out at $150 per hour.

We are efficiency freaks, which is good when it comes to numbers and finance, and many production processes (save wine, cheese, and the like).  With the proper data, equipment, and communications devices, we can generally accomplish in 10 hours what many CFOs accomplish in a month.

Finally, if you need us to bring something heavy to the deal, we will help you to make sure that the deal is valuable enough to you that our $150/hr fee will be a pittance compared to what is gained by our involvement.


What industries do we serve?

Over the course of our professional career, we have had the good fortune to gain a wide variety of experience in the areas of Accounting, Finance, Information Systems, business valuation, Auditing, and Tax matters for a wide variety of companies, both for profit and non profit, in industries as varied as translation and writing to Health Services, Real Estate Development, Property Management, Social services, and packaging.  We have even done a stint in the barricade business.

Intrigued?  Contact us today for a free consultation to see if your company would be a good fit for our services.  Our joy is in your success.

After all, $1,000 a month is a small price to pay for piece of mind as your business grows.  It looks even better when you run the numbers on hiring a full time CFO.

Stay tuned and Trust Jesus.

Stay Fresh!

David Mint


Key Indicators for December 3 2012

Copper Price per Lb: $3.63
Oil Price per Barrel:  $88.92
Corn Price per Bushel:  $7.49
10 Yr US Treasury Bond:  1.63%
Gold Price Per Ounce:  $1,719 THE GOLD RUSH IS ON!
MINT Perceived Target Rate*:  0.25%
Unemployment Rate:  7.9%
Inflation Rate (CPI):  0.1%
Dow Jones Industrial Average:  12,966
M1 Monetary Base:  $2,377,300,000,000 LOTS OF DOUGH ON THE STREET!
M2 Monetary Base:  $10,302,300,000,000